Disclaimer & Risk Notice
Please read this disclaimer carefully. It contains important information about the nature of our services and the risks associated with property investment.
Last updated: April 2025
Key Risk Warning: Capital is at risk. Property values may go down as well as up. Returns are not guaranteed. Past performance is not an indicator of future results. You may receive back less than you originally invest. IGA Group Ltd is not regulated by the Financial Conduct Authority (FCA) and does not provide financial or investment advice.
Contents
1. Company Status and Regulatory Position
IGA Group Ltd is a UK-registered company operating as a property marketing, advisory, and client introduction platform. We are not authorised or regulated by the Financial Conduct Authority (FCA).
We do not:
- •Hold FCA authorisation or permission to carry out regulated financial activities
- •Provide regulated financial advice or investment advice
- •Manage investments or act as a portfolio manager
- •Issue or communicate regulated financial promotions as defined under the Financial Services and Markets Act 2000 (FSMA)
- •Promote collective investment schemes to the general public
- •Hold client money or assets
2. Not Financial Advice
Nothing published on this website or communicated by IGA Group Ltd (whether in writing, verbally, or via any digital channel) constitutes:
- •Financial advice
- •Investment advice
- •Tax advice
- •Legal advice
- •A personal recommendation to buy, sell, or hold any property or investment product
All content is provided for general informational and marketing purposes only and should not be relied upon as the basis for any investment or financial decision.
You should always seek independent advice from a suitably qualified and FCA-regulated financial adviser, solicitor, or tax professional before making any property investment decision.
3. Property Investment Risks
Property investment carries significant risks. You should be aware of and carefully consider the following before proceeding:
- •Capital risk: The value of property can fall as well as rise. You may get back less than you invest.
- •Liquidity risk: Property is an illiquid asset. It may not be possible to sell quickly or at a favourable price.
- •Income risk: Rental income is not guaranteed and may fluctuate or cease entirely depending on market conditions and occupancy.
- •Currency risk: International property investments carry currency exchange risk, which may affect your returns.
- •Regulatory risk: Laws governing property ownership, foreign investment, and taxation may change in ways that affect your investment.
- •Developer risk: Off-plan property investments carry the risk that a developer may be delayed, restructured, or fail to complete a project.
- •Market risk: Local property markets may be affected by economic conditions, oversupply, or changes in demand.
4. Projected Figures and Indicative Returns
Where this website includes projected rental yields, capital growth figures, or indicative returns, these are:
- •Provided by the relevant licensed developer or broker, not by IGA Group Ltd independently
- •Based on assumptions that may not materialise
- •Indicative only and not a guarantee of actual performance
- •Subject to change without notice
Past performance is not a reliable indicator of future results. Returns are not guaranteed. Capital is at risk.
5. Dubai and UAE Property
For property opportunities in Dubai and the UAE, please note:
- •IGA Group Ltd does not independently advertise or market Dubai property
- •All Dubai property marketing is conducted through RERA-licensed brokerage partners or directly accredited developers
- •Marketing materials carry valid Trakheesi permit numbers and Madmoun QR codes as required by Dubai regulatory authorities
- •You should verify the credentials of any broker or developer before entering into any agreement
- •UAE property law, ownership rights, and tax treatment differ from UK law. You must seek independent local legal advice.
6. Consumer Protection
IGA Group Ltd is committed to full compliance with UK Consumer Protection legislation, including the Consumer Protection from Unfair Trading Regulations 2008. We do not make misleading claims, use aggressive sales tactics, or provide unsubstantiated guarantees in our marketing or communications.
If you believe any of our communications or marketing materials are misleading, please contact us immediately at [email protected].
7. Property Ombudsman
IGA Group Ltd intends to register with The Property Ombudsman (TPO), providing an independent dispute resolution service for property-related complaints. Registration is currently pending. Once registered, clients will have access to TPO's free, impartial complaints service.
8. Limitation of Liability
To the fullest extent permitted by applicable law, IGA Group Ltd expressly excludes all liability for any loss or damage arising from reliance on information contained on this website, or from any property investment decision made in connection with our services or introductions.
This disclaimer does not exclude liability for death or personal injury caused by negligence, or for fraud or fraudulent misrepresentation.
9. Updates to This Disclaimer
This disclaimer may be updated from time to time. The effective date at the top of this page reflects the most recent revision. We recommend reviewing this page periodically.
10. Contact
For compliance enquiries or concerns, please contact: